10.14.07

All American Fitness

Posted in Uncategorized, Fitness/Gym at 3:30 pm

Sport is like a breath of some fresh air in our lives. It helps us to get back on our feet when something goes wrong and we feel blue and depressed. They say there is no better low spirits medicine than to delve deeply into work. We may say that sport is even better. That is why so many people are signing contracts and joining different gyms and sports centers. But not always this is a total satisfaction and joy. Some organizations do spoil our lives instead of being a remedy. And one of them is All American Fitness centers.

What they offer. Their advertisements are blazing with different offers, and we have to warn you against them. All American Fitness suggests “Today Only – No Contract, $ 15 a Month” and you have to prick up your ears at ones. They say that free cheese is only in the mouse trap and that is really true. All American Fitness states that you will be able to cancel a contract if being ill or injured. And they suggest you a freeze on this period. But all this is not in compliance with the reality. Furthermore, it is much worse.

What can happen to an unsuspecting customer. Before signing a contract, especially if you are purchasing a life time membership, they require to provide an access to your bank account for an automatic debit of monthly membership. And that can be your biggest mistake after the first one: coming there. All American Fitness will be trying to get every opportunity to charge you extra and there a re too many examples to describe it here. Besides you have to read the contract very carefully to know all the interesting details and there are lots of them. And never throw it away, because you will most probably need it.

Auto-financing with Drive Financial

Posted in Uncategorized, AUTO, money, credit cards at 3:27 pm

You have to be very careful while choosing an auto-financing company for your auto loan. That is not so hard to make a small research to find out which company is reputable and which is not. But it is absolutely another thing when it comes to non-prime auto-financing. That means that you do not have a varied option of companies that would be able to issue a loan for a person with some financial hardships or ruined credit record. But at least, after the research you would be aware what to expect and would be ready to react, because there could appear a number of troubles. Let us see it by the example of Drive Financial auto-loan.

Problems with making payments. Usually people who involve themselves in auto-financing with Drive Financial are out of money or really short on it. But that does not mean that they want to meet some more troubles. But in case with Drive Financial it seems to be impossible to avoid them. Everything starts with them missing your payments or delaying them. In this way they mess up all your finances. You could have never been late on payments before and you could have rather good credit but they would state that your payments are overdue and charge your account late fees. And finally, they just charge your account off.

Debt collection tactics. After having stated that you are late, Drive Financial starts taking actions how to pull the money out of you. Usually they do not come to know the particulars of the situation, they do not take into account how to act or that it was probably their own mistake. They start on calling your home up to 5-6 times a day, and not only your home. Drive Financial rejects to make any arrangements with their “defaulter” customer. In such a way they keep on threatening you that they will repossess your car until one bright day (or even night) they just send people to pick it up.